Calculator Live

Mortgage Refinance Calculator

Calculate potential savings from refinancing your mortgage with our refinance calculator.

Category: Calculator

Current Mortgage

Enter details about your existing mortgage

5.5%
30 years
25 years
Current Monthly Payment:$1,703.37

New Mortgage

Enter details about your refinanced mortgage

4%
30 years
New Monthly Payment:$1,432.25

Refinance Results

See how refinancing affects your mortgage

Monthly Savings

$271.12

Break-Even Point

N/A

Total Lifetime Savings

$76,336.34

Over 25 years

Should you refinance?

Refinancing could save you $76,336.34 over the life of the loan. You'll break even on closing costs in Infinity months.

Savings Over Time

1357912151821242730Years$-30k$0k$30k$60k$90k
  • Cumulative Savings